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Mortgage Checklist

In preparation of moving quickly and efficiently through the mortgage loan application process, please provide the following to your Mortgage Consultant:

  • Valid driver's license or other government issued photo identification
  • Accurate addresses and landlord/mortgage information for the past two years
  • Most recent two full monthly bank statements, (to include all pages even if blank).  Note: Activity printouts are not permitted as an acceptable form of asset verification for initial application document submission
  • Most recent quarterly, or two most recent full monthly statements for other asset accounts inclusive of account types such as retirement, IRA, stock, and mutual funds
  • If applicable, copy of fully executed purchase contract including all addendums and residential property disclosure forms
  • Homeowner's insurance agent/agency contact information

For Salaried Borrowers:

  • Most recent pay stubs to cover a period of 30 days
  • Most recent W2 forms for the past two years

For Self-Employed Borrowers, (owning more than 25% of a business):

  • Most recent federal and business tax returns for the past two years, including all schedules
  • Year-to-date profit and loss statement and balance sheet

Additionally, if applicable, please provide:

  • Copy of award letter if currently receiving social security, disability, or retirement income
  • If employed for less than two full years, copy of college transcripts or diploma/degree
  • For our veterans, copy of Certificate of Eligibility and form DD-214
  • Copy of bankruptcy petition and discharge papers
  • Copy of separation agreement and/or final divorce decree
  • Copy of child support/alimony order and/or copy of shared parenting agreement
  • List of any properties currently owned and copies of any applicable monthly mortgage statements
  • For investment properties purchased within the last year, submit a copy of any applicable lease agreements, likewise, provide a copy of a closing disclosure for any properties sold within the last year

Seek the guidance of your Mortgage Consultant for further clarification.

We appreciate the opportunity to serve you!

Mike Creech, Senior Loan Officer NMLS #706243
Peoples Bank
6701 Ruwes Oak Dr Ste 4, Cincinnati, OH  45248
Direct:  (513) 792-8820
Cell:  (513) 616-8760
Fax:  (513) 792-8821
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Peoples Bank NMLS #617258
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